Shanghai and other ten provinces to start fast fast pay insurance company counsel move-特命战队go busters

Shanghai and other ten provinces to start fast fast pay insurance company in Chongqing reported this reporter Yan counsel of the move in October 22, 2015, the Ministry of public security, the China Insurance Regulatory Commission jointly issued a notice "on the road traffic accident of the highway and rural areas fast fast lose pilot work" (hereinafter referred to as the "notice"), carried out in 10 pilot provinces including Tianjin Zhejiang, Shanghai, Yunnan. This is intended to guide the driver, on highway and rural road traffic accident at fast fast pay using the Internet terminal, in order to improve the road traffic conditions and reduce the occurrence of the two accident. Documents show that the pilot will co-ordinate research and pilot project, summed up the promotion stage, is expected to form a pilot experience can be extended in 2016 before the end of the year, and expand the scope of the pilot in the country. A large insurance company believes that at this stage the insurance company may lack of power, if can reduce the information loss, reduce intermediate links, to further improve the quality of customer information, the insurance company may increase enthusiasm. 10 pilot provinces rural road fast fast lose display in accordance with the "notice", the first batch of pilot areas including Tianjin, Liaoning, Jilin, Jiangsu, Shanghai, Zhejiang, Guangxi, Guizhou, Yunnan, Gansu 10 provinces (autonomous regions and municipalities directly under the central government). In the pilot mode, the use of mobile terminals and Internet technology to achieve road traffic accident online processing. At the same time, the "notice" requirements, to promote the construction of the road traffic accident insurance claims service center in highway and rural areas in the county, the pilot construction of road traffic accident insurance claims service center, conditions can be integrated service center of road traffic accident accident treatment, promotion of judicial identification, disability identification, property loss evaluation, insurance claims as a whole. Twenty-first Century economic report reporter found that the pilot areas have begun layout. In the case of Guangxi, Guangxi, Nanning, Liuzhou, Guilin, identified Yulin as the regional focus of the pilot areas, Hengxian, Binyang, Li Riverside, the Liujiang River, Jeonju, Luzhai, Rongxian County Beiliu for autonomous region key pilot county (city), the pilot work carried out reform. Gansu Province, the solution is: before the end of January 2016, 14 cities (state) fast processing center built and run the road traffic accident site; before the end of March 2016, in addition to the city (state) is located outside of the other county (city, district) completed the traffic police accident, traffic accident, traffic accident court mediation the insurance agency claims the "one-stop" service center to deal with traffic accidents. In addition, Guizhou and other provinces have also issued relevant implementation plan. There are people close to the traffic police department in Jiangsu state, the economic developed area in the South of Jiangsu two level city and county traffic accident fast fast lose coverage rate is close to 80%. However, the rapid construction of the rapid compensation network in the central and western regions is lagging behind. In accordance with the "measures" of the relevant procedures, in 2016 1 to October, the pilot areas will vigorously promote the pilot program in the region, November, December, will be based on the pilot, summary, launch a group can be copied, can promote the pilot experience, for the whole theory 上海等十省市启动快处快赔试点 保险公司谋定后动   本报记者 闫沁波 重庆报道   2015年10月22日,公安部、保监会联合下发《关于开展公路和农村地区道路交通事故快处快赔试点工作的通知》(以下简称《通知》),在包括天津、浙江、上海、云南在内的10省份开展相关试点。   此举意在,引导驾驶员使用互联网终端对在公路和农村道路上发生的交通事故进行快处快赔,以此改善上述道路交通状况和减少二次事故发生。   文件显示,试点将分研究统筹、组织试点、总结推广三阶段,有望在2016年底前形成可推广的试点经验,并在全国扩大试点范围。   某大型保险公司人士认为,现阶段保险公司可能动力不足,以后如果可以减少信息损耗,减少中间环节,能进一步完善客户信息的质量,保险公司参与热情可能会增长。   10省份试点农村道路快处快赔   按照《通知》内容显示,首批试点地区包括天津、辽宁、吉林、江苏、上海、浙江、广西、贵州、云南、甘肃10省(自治区、直辖市)。   在试点模式上,将利用移动终端和互联网技术,实现道路交通事故在线处理。   同时《通知》要求,在公路和农村地区推进建设道路交通事故保险理赔服务中心,在县试点建设道路交通事故保险理赔服务中心,有条件的可以推广事故处理、司法鉴定、伤残鉴定、财产损失评估、保险理赔为一体的道路交通事故综合服务中心。   21世纪经济报道记者发现,上述试点地区已开始布局。   以广西为例,广西确定南宁、柳州、桂林、玉林市为自治区重点试点地区,横县、宾阳、全州、荔浦、柳江、鹿寨、容县、北流为自治区重点试点县(市),率先开展改革试点工作。   甘肃省的方案是:2016年1月底前,全省14个市(州)所在地道路交通事故快速处理中心建成并运行;2016年3月底前,除市(州)所在地以外的其他县(市、区)全部建成公安交警事故处理、交通事故人民调解、交通事故法庭、保险机构定损理赔“一站式”服务的交通事故处理中心。   此外,贵州等省份也下发了相关实施方案。   有接近江苏交警部门的相关人士表述,苏南经济发达地区,市、县两级的交通事故快处快赔网点覆盖率已接近80%。但中西部地区的快处快赔网点建设相对滞后。   按照《办法》的相关步骤显示,在2016年1到10月间,试点地区将大力推进本地区的试点方案, 11月、12月,将根据试点情况,总结、推出一批可复制、可推广的试点经验,争取在全国范围内实现交通事故快处快赔工作。   保险公司参与热情需激发   有西部地区财险公司相关人士对21世纪经济报道记者表示,政策本身很好,但保险公司现阶段热情不高。   此外的多位保险业内人士也表述了类似看法。   “保险公司在农村地区都是委托当地修理厂来充当定损的角色,查勘定损人力配备不足、查勘定损装备配置欠缺、公司配套信息系统滞后等问题都制约了保险公司在农村和县域地区的车险理赔服务。同时保险公司认为自身车险的服务基本已做到力所能及。”山东齐鲁保险代理公司董事长曹景敏这样告诉21世纪经济报道记者。   同时曹景敏认为,在开展公路和农村地区道路快处快赔试点中,大型保险公司网点和人员上的优势将显现,而中小保险公司将在竞争中处于不利地位。   亦有大型保险公司人士表示,现阶段从资源配置角度出发,保险公司参与动力确实不足。   “随着政策的延续和深入,通过减少信息损耗,减少中间环节,进一步完善客户信息的质量,使得保险公司获得更多的客户资源和服务认可,保险公司的参与热情将能升高。”上述大型保险公司人士进而说到。   “东部地区的市、县两级的快处快赔中心建设比较完善,而且理念也比较先进,以常州为例,交通事故保险理赔服务中心全面引入公估机制,有一批专业定损人员常驻快速理赔点。”常州保险协会相关人士如是告诉21世纪经济报道记者。   进入【新浪财经股吧】讨论相关的主题文章: